What does Report Recon look for in my credit report?
Report Recon scans your credit report for potential reporting problems such as inaccurate balances, incorrect account statuses, late-payment reporting errors, duplicate accounts, outdated accounts, and potential FCRA issues.
Do I need an account to analyze a credit report?
No. You can upload a PDF credit report for a free analysis without creating an account. Create an account when you want to keep your work, generate dispute letters, and manage your dispute activity.
Can the platform help draft credit bureau dispute letters?
Yes. The dispute workflow is built to turn selected findings into bureau-specific dispute letters with supporting details, statute-oriented language, and print-ready PDF export.
Which credit reports can I upload?
Reports from AnnualCreditReport.com are 100% supported — Report Recon analyzes the PDF and generates bureau-specific dispute letters end to end. SmartCredit and IdentityIQ are on the roadmap: automated dispute-letter generation for those formats is coming soon.
What types of credit report violations does Report Recon detect?
Report Recon finds factual credit-report inaccuracies — inaccurate balances, incorrect account statuses, late-payment reporting errors, duplicate accounts, and outdated entries — that can support regular bureau disputes seeking correction or deletion and may also be relevant in court. Arbitration Analysis reviews the records more deeply so the factual findings can support traditional disputes or arbitration if you choose that path.
How are demo credit report uploads handled?
Demo uploads are used for the analysis flow and are retained for up to 24 hours before automatic deletion. For saved work, review the privacy and retention terms before uploading sensitive documents.
How do credits work for analyses and letters?
Paid plans grant credits each month. Actions such as credit-report analysis, dispute-letter generation, and escalation use a fixed number of credits so you can understand usage before you act.
What is the difference between the Sniper and Pro plans?
Sniper includes up to 5 selected accounts and 3 dispute letters for each credit profile during its billing period. Each selected account counts once. Pro has no account or dispute-letter allowance caps. Credits remain the usage limit.
Will Report Recon support FDCPA debt-collection disputes?
FDCPA analysis is not available in this launch. Today, Report Recon focuses on factual credit-report inaccuracies, traditional disputes, and Arbitration Analysis.
Is Report Recon a law firm?
No. Report Recon is a self-help tool and does not provide legal advice, practice law, or create an attorney-client relationship.
Report Recon is self-help software, not a law firm, and does not provide legal advice or guarantee deletions, score changes, dispute results, or arbitration results. You review and send every generated letter yourself.