About Report Recon

1. It reads your credit report.
2. It flags what may be wrong.
3. On a paid plan, it writes the dispute letter.
4. You sign the letter and mail it.

Anyone can use it, including credit repair professionals. A free analysis needs no account. An account keeps saved reports, letters, and dispute-response tracking in one dashboard.

Keritan Shelby also founded JMS Consulting Firm, a Dallas credit-repair and business-funding company. He has worked in credit repair for seven years, and JMS has served more than 300 clients challenging inaccurate or unsupported credit reporting involving millions of dollars in reported debt. He has also worked with consumer attorneys when clients pursued claims alleging FCRA violations by credit reporting agencies.

Read his guides on the Report Recon blog, or visit JMS Consulting Firm.

Report Recon does not guarantee deletions, credit-score increases, dispute outcomes, or arbitration outcomes. It provides self-help software and legal information. It does not give legal advice, practice law, act as an attorney, or create an attorney-client relationship. The compliance overview covers the full boundary.